When I ask “Do you have mortgage insurance?” I often get either one of these two responses:1) I put in more than a 20% downpayment so I didn’t have to pay itor2) I have enough term/whole life insurance to cover pay off my mortgage Both can be valid responses depending on the context because both […]
95% of borrowers opted for a fixed-rate mortgage in June 2023
Personally, I will always opt for a fixed mortgage rate over a variable rate. It’s a decision based on your risk tolerance and overall budget. In a research report by National Bank Financial, a record 95% of borrowers opted for a fixed-rate mortgage in June. This is largely due to the uncertainty around the Bank […]
3 in 10 Canadian homeowners regret their mortgage choice
With the sharp rise in variable interest rates over the past year, many homeowners are regretting their current mortgage decision due to affordability and the increased cost of living. If this sounds like you – let’s talk. While fixed rates aren’t much lower than a variable at this time, we can look at your overall […]
I offer Canada-wide mortgage services
I’ve had the privilege of providing mortgage advice to friends from coast-to-coast from Kelowna to Saskatoon to St. John’s. I’ve completed many mortgages across Ontario in the GTA, Picton, Kingston and Cornwall (even one in St, John’s, Newfoundland)! Whether you’re in Kincardine, Peterborough, Oshawa, Ottawa, Montreal, west coast, east coast… Whether we are family or […]