When I ask “Do you have mortgage insurance?” I often get either one of these two responses:1) I put in more than a 20% downpayment so I didn’t have to pay itor2) I have enough term/whole life insurance to cover pay off my mortgage Both can be valid responses depending on the context because both […]
First-time homebuyers
Richelle Morgan was excellent to work with and handled all of the challenges of our process with great skill and professionalism. Many thanks to her for getting our application over the line with a reputable lender and a solid rate. We look forward to continuing to work with her in the future. S & T
95% of borrowers opted for a fixed-rate mortgage in June 2023
Personally, I will always opt for a fixed mortgage rate over a variable rate. It’s a decision based on your risk tolerance and overall budget. In a research report by National Bank Financial, a record 95% of borrowers opted for a fixed-rate mortgage in June. This is largely due to the uncertainty around the Bank […]
I offer Canada-wide mortgage services
I’ve had the privilege of providing mortgage advice to friends from coast-to-coast from Kelowna to Saskatoon to St. John’s. I’ve completed many mortgages across Ontario in the GTA, Picton, Kingston and Cornwall (even one in St, John’s, Newfoundland)! Whether you’re in Kincardine, Peterborough, Oshawa, Ottawa, Montreal, west coast, east coast… Whether we are family or […]