Posts
Mortgage changes effective December 15, 2024
Expanding eligibility for 30 year mortgage amortizations for all first-time homebuyers and all buyers of…
First-time homebuyers
We really appreciate how you supported us through this process. First-time homeownership is no joke!…
My home selling journey during COVID-19
I had to put my home on the market during the first COVID-19 lockdown –…
Evolution of Women’s Home Ownership in Canada
Legal changes and societal attitudes have shaped women’s property ownership rights over time. The history…
Discover the largest untapped market in real estate: Canadians 55+
Canadians 55+ have needs that are not being met by standard real estate arrangements, but…
I won the Most Improved Agent award for 2023.
The annual Kingston Mortgage Solutions holiday party was held December 1, 2023. It was great…
When I say ‘mortgage insurance’ – what do you think of?
When I ask “Do you have mortgage insurance?” I often get either one of these…
September 2023 market update
Canada’s housing market continues to slow down with August marking the second consecutive month of…
First-time homebuyers
Richelle Morgan was excellent to work with and handled all of the challenges of our…
95% of borrowers opted for a fixed-rate mortgage in June 2023
Personally, I will always opt for a fixed mortgage rate over a variable rate. It’s…
Buying a house is different the second time around
You do the research, save the downpayment, attend the first-time home buyer seminars, utilize the…
3 in 10 Canadian homeowners regret their mortgage choice
With the sharp rise in variable interest rates over the past year, many homeowners are…
I offer Canada-wide mortgage services
I’ve had the privilege of providing mortgage advice to friends from coast-to-coast from Kelowna to…
First-time homebuyers: open a FHSA ASAP
The First Home Savings Account is a new tax-advantaged account that combines the power of…
Two types of credit bureaus and how to track them
In Canada, there are two credit bureaus: Equifax and TransUnion. Your credit score is a…
Don’t use your home as an ATM
Continually taking on consumer debt is never a good financial move. But if you find…
Options to pay your mortgage off faster
Most people want to pay their mortgage off in the least amount of time. Biweekly…
Mortgage insurance – should you get it?
Getting a new mortgage or making a change to your existing one is a good…
More to a mortgage than just rates
“What is the lowest mortgage rate you can get me right now?” Grab your coffee…
Reverse mortgages
You probably first heard about reverse mortgages the same way I did – at home…
I want the best mortgage for you – even if it’s with someone else
A few months ago, I met a good friend from Ottawa for dinner in Brockville.…
Explore your options at renewal
Are you thinking about renewing your mortgage with your bank? Before you do, consider this:…
The mortgage amount you qualify for is not actually what you can afford
The mortgage industry uses a formula to calculate the maximum amount one would qualify for.…
“Dear reader, if it feels like a trap, you’re already in one…”
Wise words from Taylor Swift. I was recently talking to a client who is currently…
I broke my own mortgage 6 months in
I once broke my own mortgage 6 months into a 5-year term. Let me tell…
Dedicated service to clients
In my website bio, I say I provide dedicated service to my clients. It’s not…
Start your renewal process early
I had never heard of Silicon Valley Bank until earlier this month. Now, the collapse…
Client story – S + J
I may be based in Ontario but I can assist clients in all provinces. In…
A good mortgage professional listens
A good mortgage professional listens to your story and your future plans and then translates…
🏀🏀 CONTEST ALERT 🏀🏀
It’s March Madness! Let’s have some fun before the madness of the busy spring real…
What She Said Talk – radio show/podcast guest
What She Said! · Managing Mortgage Stress, What We Deserve, Feeling Grüvi, and Healthcare Pushback…
In the news: variable mortgage rates increase again
If you have a variable-rate mortgage, I’ve got some news for you. One part of…
Welcoming 2023
2022 is coming to an end and we are all looking forward to welcoming the…
First-time homebuyers
We can’t thank you enough for the explanations and the amount of work you put…
Why choose a mortgage agent?
As a mortgage agent, I work for you. With access to multiple lenders, from major…
Hopefully (but no one can guess) my last time posting about an interest rate hike
The Bank of Canada increased its policy rate by 0.5%, marking the seventh consecutive and…
Is it the right time to buy a house?
The right time to buy your first house or to move is different for everyone.…
Concerned about interest rates?
Despite mortgage rates being higher than they’ve been the past few years, refinancing your mortgage…
Let’s meet for a coffee – on me.
A little over a decade ago, I moved to Kingston after graduating college. I was…
Today’s Bank of Canada interest rate increase
The Bank of Canada has raised its policy rate by 0.5% as it continues its…
First-time homebuyers
Thank you so so much … to our mortgage agent Richelle Morgan, … who were all…
Let me help ease the stress about the finances involved in home ownership
My goal as a mortgage agent is to help ease the stress about the finances…
In the news: Credit card balances hit record high
Despite mortgage rates being higher than they’ve been the past few years, refinancing your mortgage…
Honoured to be joining Kingston Mortgage Solutions
I am so excited and honoured to be joining Kingston Mortgage Solutions as a mortgage agent! During…