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As an agent at Kingston Mortgage Solutions, I provide dedicated personal service to find my clients the best mortgage options to fit their housing and financial goals.


  • Richelle Morgan was excellent to work with and handled all of the challenges of our process with great skill and professionalism. Many thanks to her for getting our application over the line with a reputable lender and a solid rate. We look forward to continuing to work with her in the future.

    S & T

    First-time homebuyers

  • We can’t thank you enough for the explanations and the amount of work you put into this. Thank you so much, this is SUPER informative.

    S & A

    First-time homebuyers

  • Thank you so so much … to our mortgage agent Richelle Morgan, … who were all essential to this process and empowered us with so much knowledge.

    S & J

    First-time homebuyers

September 24, 2023

September 2023 market update

Canada’s housing market continues to slow down with August marking the second consecutive month of declining home sales. Tight demand and supply conditions have also eased, slowing home prices’ pace of growth. Inflation increased to 4% in August, up from 3.3 % in July, posing a persistent challenge for the economy and the Bank of […]

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August 31, 2023

95% of borrowers opted for a fixed-rate mortgage in June 2023

Personally, I will always opt for a fixed mortgage rate over a variable rate. It’s a decision based on your risk tolerance and overall budget. In a research report by National Bank Financial, a record 95% of borrowers opted for a fixed-rate mortgage in June. This is largely due to the uncertainty around the Bank […]

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August 18, 2023

3 in 10 Canadian homeowners regret their mortgage choice

With the sharp rise in variable interest rates over the past year, many homeowners are regretting their current mortgage decision due to affordability and the increased cost of living. If this sounds like you – let’s talk. While fixed rates aren’t much lower than a variable at this time, we can look at your overall […]

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January 26, 2023

In the news: variable mortgage rates increase again

If you have a variable-rate mortgage, I’ve got some news for you. One part of it is bad, another part is good and the other part is complete speculation. Let’s get the bad news over first. As I’m sure you’ve heard, on January 25, the Bank of Canada raised its overnight target rate by 25 […]

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